Where Can I Buy Funeral Insurance?
Are You Looking to Buy a Funeral Insurance Policy?
If so, it may be easy than you think to get the coverage you need without any hassles or delays.
Today, consumers just like you are buying their funeral expense plans online because it’s quick and easy, and they are guaranteed approval for coverage, even if they have health issues.
That’s right, there are guaranteed issue funeral policies available for people ages 45 to 85, with no physical examination required and no questions asked about your health.
What is Funeral Insurance?
It’s basically a small life insurance policy used to provide money to pay for funeral expenses upon the death of the person insured.
Funeral Plans provide you and your loved ones with the security and protection they need, when they need it most.
Funeral Insurance provide limits of coverage from $2,500-$25,000, a simple application form, and no-hassle underwriting.
Funeral and burial insurance provides money for final expenses including burial expenses, funeral fees, probate, legal fees, casket and tombstones.
How Much Does a Funeral Cost?
The average funeral costs around $8,543 today. That is up significantly from about $6,000 from the turn of the 21st century. This figure is according to a recent survey conducted on behalf of the National Funeral Directors Association.
There are many contributing factors as to why funeral costs have risen, but the essential components of the funeral remain the same, including:
- Burial Casket
- Embalming
- Vault
- Hearse
- Basic Services
- Flowers
- Grave Marker
- Clothes or Shroud
- Burial Plot
There may be other expenses associated with your funeral depending on the funeral home that you choose and the type of burial casket, grave marker, and services you want provided.
For example, a chapel service can run you a considerable amount, especially if the service is conducted at a facility separate from the funeral home.
Where Can I Purchase Funeral and Burial Insurance?
Today, you may be able to get a quote, apply online, and begin your funeral protection online. In fact, United of Omaha offers you a safe, secure way to apply online for funeral life insurance protection.
How Much Does a Funeral Policy Cost?
The price you pay for a funeral plan will vary based on your age, gender, amount of coverage, and the insurance company. Some plans start as low as $8.84 per month.
Request a free quote for funeral insurance.
What If I Change My Mind After Buying a Policy?
With Mutual of Omaha your life insurance policy comes with a 30 day money-back guarantee.
That means, you have 30 days after receiving your policy to review it and decide if you want to keep your coverage. If you don’t want the life insurance you can return your policy within 30 days to get a full refund of all premiums paid.
Can I Get Funeral Insurance for My Spouse, Too?
Yes, guaranteed life insurance coverage is available for spouses, and you can get life insurance on your spouse.
What Insurance Companies Offer Funeral Coverage?
- Up to $25,000 of coverage
- No physical exam and no health questions asked
- Guaranteed Acceptance age 45-85 (50-75 in NY)
- 30 day money-back guarantee.
- Two year limited benefit period
Colonial Penn
- Exclusively for ages 50 - 85 (most states)
- You cannot be turned down because of your health
- There are no health questions asked and no physicals to take
- Two year limited benefit period
AARP/NewYork Life
- Up to $15,000 permanent group life insurance
- Exclusively for AARP members
- No medical exam and no health questions
- Two year limited benefit period
Have You Been Turned Down for Life Insurance?
If you have already applied for a life insurance policy and been turned down you may be wondering what options you have left to get insured.
"Guaranteed Issue" Life Insurance
Whether you are over 70, have a health problem, or have been denied life insurance, you can get life insurance to cover your funeral expenses.
It’s called Guaranteed Issue permanent life insurance because it guarantees your approval for coverage regardless of your health.
Age Requirements for Approval
As long as you meet the age requirements, you can get life insurance to pay for your funeral costs. One leading life insurer offers guaranteed approval plans for people ages 45 to 85.
How Much Guaranteed Insurance is Available?
Mutual of Omaha offers up to $25,000 of life insurance with guaranteed approval.
Funeral Insurance Quotes
Top Pick – Mutual of Omaha
Mutual of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $2,000 up to $25,000 of coverage. Rates start as low as $8.84 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.
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Where Can I Buy Funeral Insurance?
Disclosure: Compensated Affiliate