United Omaha vs Gerber Life

United of Omaha offers people age 45 to 85 guaranteed issue life insurance coverage.  There is no medical exam required and you won’t have to answer any health questions.

Your coverage can never be reduced or canceled for the life of the policy due to your health or occupation as long as your premiums are paid.

How Does United of Omaha Compare to Gerber Life? 

United of Omaha has a higher financial strength rating which means a safer, more secure insurance company. United of Omaha offers coverage people over age 80.

United of Omaha offers you up to $25,000 of life insurance with no medical exam and no questions asked.

Here is an overview of life insurance coverage offered by Gerber Life Insurance and United Omaha Life Insurance.

Review of United of Omaha and Gerber Life 

United of Omaha

• From $2,000 up to $25,000 of Life Insurance Protection (in WA, $5,000 - $25,000)
• No Medical Exam - Simple Application
• No Health Questions Asked
• 30 day Money-back Guarantee
• No Waiting Period. Buy Direct
• Rates as Low As $8.84 per month
• Coverage Amount Never Decreases
• Premium Never Increases
• Builds Cash Value You Can Borrow Against
• Guaranteed Approval 
• A.M. Best financial strength rating: "A+" (Superior)
• Available for Ages 45-85 (50-75 in NY)

Gerber Life

• Coverage Amount: Up to $25,000
• No Medical Exam
• 30 day Money-back Guarantee
• A.M. Best financial strength rating: "A" (Excellent)
• Available for Ages: 50-80
• Available in All States and DC excluding Montana

 

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