No Physical or Health Question Life Insurance
Do You Want to Buy Life Insurance with No Physical Exam and No Health Questions Asked?
If so, you’ve come to the right place. In fact, it may be much easier than you expect.
Today there are life insurance plans available that offer coverage with Guaranteed Approval.
That means, you can’t be turned down, if you meet the age requirements and can pay the premium. There is no doctor examination required and you won’t have to answer any questions about your health.
Even if you have a pre-existing health condition, or you have been turned down by other insurers, you can still get insured.
Life Insurance with No Physical Exams or Health Questions
How Does It Work?
It’s simple.
- You select the amount of coverage you need.
- Request your Free Price Quote.
- Apply for your Policy and get Insured.
What Type of Life Insurance Is It?
It’s permanent life insurance that provides lifetime protection. The policy provides a Death Benefit, and builds some Cash Value over the years you are insured.
How Much Coverage Can I Buy?
You may have the option of choosing from $2,000 up to $25,000 of life insurance protection.
Who Qualifies for Coverage?
Anyone who is between 45 to 85 years of age (50-75 in NY) and can pay the premium can get insured.
In order to purchase a policy, you must live in a state where the insurance company is licensed to do business and offers the plan.
Can I Get Coverage for My Spouse, Too?
Yes. You have an Insurable Interest on your spouse, which means you may purchase a life insurance policy on your spouse.
What If I Have a Health Issue?
That’s okay. Whether you have a pre-existing health problem, or you have been turned down by other insurers, you can still get insured if you meet the age requirements for approval.
How Much Does It Cost?
Your premium will depend on your age, gender, and the amount of life insurance you need.
Rates start as low as $8.84 per month. Get a Free Quote.
What If I Change My Mind?
You can cancel your policy at any time. Your policy comes with a 30-day Free Look period.
If you choose to cancel your coverage just return the policy to the insurance company within 30 days of starting your coverage for a Full Refund of all premium paid.
Features of Guaranteed Issue Coverage
- Guaranteed Acceptance for Ages 45-85 (In New York – Ages 45-75)
- Coverage Amounts: $2,000 – $25,000 (In Washington $5,000 – $25,000)
- Benefits Never Reduce Because of Your Age
- No Medical Exams or Health Questions to Answer
- Affordable Rates That Never Increase
Life Insurance Quotes
Top Pick – Mutual of Omaha
Mutual of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $2,000 up to $25,000 of coverage. Rates start as low as $8.84 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.
What Makes You Uninsurable for Life Insurance?
No Physical or Health Question Life Insurance
Life Insurance for Seniors Age 50 to 85
No Health Check Life Insurance
Disclosure: Compensated Affiliate