Mutual of Omaha vs Gerber Life

Mutual of Omaha offers people age 45 to 85 guaranteed issue life insurance coverage.  There is no medical exam required and you won’t have to answer any health questions.

Your coverage can never be reduced or canceled for the life of the policy due to your health or occupation as long as your premiums are paid.

How Does Mutual of Omaha Compare to Gerber Life? 

Mutual of Omaha has a higher financial strength rating which means a safer, more secure insurance company. 

Mutual of Omaha offers you up to $25,000 of life insurance with no medical exam and no questions asked.

Here is an overview of life insurance coverage offered by Gerber Life Insurance and Mutual Omaha Life Insurance.

Review of Mutual of Omaha and Gerber Life 

Mutual of Omaha

• From $2,000 up to $25,000 of Life Insurance Protection (in WA, $5,000 - $25,000)
• No Medical Exam - Simple Application
• No Health Questions Asked
• 30 day Money-back Guarantee
• No Waiting Period. Buy Direct
• Rates as Low As $8.84 per month
• Coverage Amount Never Decreases
• Premium Never Increases
• Builds Cash Value You Can Borrow Against
• Guaranteed Approval 
• A.M. Best financial strength rating: "A+" (Superior)
• Available for Ages 45-85 (50-75 in NY)

Gerber Life

• Coverage Amount: Up to $25,000
• No Medical Exam
• 30 day Money-back Guarantee
• A.M. Best financial strength rating: "A" (Excellent)
• Available for Ages: 50-80
• Available in All States and DC excluding Montana

 

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Mutual of Omaha vs Gerber Life