Do You Need Life Insurance Today Without Taking Any Health Exam?
If so, you may be able to qualify for a lot more affordable life insurance protection than you could have ever imagined.
Actually, there’s one highly-rated insurer that now offers qualified applicants the ability to purchase up to $2,000,000 of term life insurance online and start their coverage today.
That’s right – $2,000,000 of life insurance and your coverage starts today, if you qualify.
Well, are you healthy? Are you between the age of 20 to 60?
If so, you may qualify to start your no exam life insurance policy immediately.
And, no exam policies offer competitive rates nowadays, compared to rates charged for these policies when they first became available online some 15 years ago.
Yes, you do have to be healthy to qualify for coverage.
But, there are some insurers offering coverage even if you aren’t in good health. It may take a day or two to get insured, but you can get the life insurance you need without too much of a delay.
The Process Is Simple:
Top Pick – Haven Life Insurance Agency
Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.
How Does It Work?
You answer some basic questions to get a quote, answer a few health questions, and if approved, you can pay your first month’s premium using direct deposit. It only takes 15 to 20 minutes to apply for a policy.
You may qualify for $50,000 up to $2,000,000 of term life insurance for a term of 10, 15, 20 or 30 years of protection for your family.
There’s no medical exam required to buy life insurance today, just a few health questions. Your answers to the questions on the application determine whether you qualify for coverage.
Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.
Applicants age 60-64 are eligible to apply for up to $1 million in coverage; subject to underwriting approval.
Some qualified applicants (U.S. citizens up to the age of 59) will be able to finalize coverage without the need for a medical exam. The majority of applicants are still required to take a medical exam.
Keep in mind: Issuance of the policy or payment of benefits may depend upon the answers given in the application and the truthfulness thereof.
Your life insurance policy is underwritten by Haven Life which is fully backed by MassMutual rated "A++" Excellent by AM Best Company for financial strength.
Your life insurance policy comes with a 30 day money-back guarantee. If you’re not satisfied with your policy for any reason, you may return it within 30 days for a full refund of premiums paid.
When choosing your life insurance plan, make sure you consider how much life insurance you need, how much you can afford to pay, and how many years you need life insurance.
Choosing to pay your premiums once a year (annually), instead of monthly may save you some money.
Although buying life insurance direct online without a medical may cost you more than a fully underwritten policy requiring a medical exam, you have the peace of mind knowing your family is protected starting today should anything happen to you.
Your life insurance premiums and coverage are guaranteed to remain the same for the term of your policy.
Coverage is available for individuals and couples. If you’re married, you may apply today for life insurance for you and your spouse.
Many individuals and couples choose to buy life insurance online because it’s fast, easy and affordable.
There's no physical examination required, no need to meet with an agent, no sales pressure, and no long mailing delays.
If you really want to protect the ones you love with quality life insurance at affordable rates, then this may the plan for you.
Start protecting your family today!
Life Insurance for Uninsurable People
Disclosure: Compensated Affiliate