How to Get a Life Insurance Quote for Term
What is a term life insurance quote?
It’s an estimate of what you will pay for your term life insurance policy.
How do I get a quote for term insurance?
You visit a life insurance provider online, answer some basic questions and instantly receive multiple life insurance rate comparisons from a large network of insurance companies.
Get a Free Quote for Life Insurance
What is included in my term life quotes?
Your life insurance quotes will show you a side-by-side comparison of the lowest prices for your term life insurance policy. Included in the quotes are the life insurance company names, their financial strength ratings, the amount of life insurance coverage, and the annual premiums for the different terms of coverage – 10, 15, 20 and 30 years.
If you like your quotes you can request further information, apply for a policy, and some life insurers even allow you to buy your life insurance policy direct online without taking any physical examination.
What affects my quote for term life insurance?
Your rate quote for term insurance is based on the amount of life insurance coverage and how long the term will last. The term of the duration of time you will have life insurance with a guaranteed level rate.
Terms for term life coverage usually last for a period of 10, 15, 20 or 30 years.
In addition, your own personal risk factors will affect the rate you pay for coverage.
Personal Risk Factors that Affect Life Insurance Pricing
Note: Each life insurance company has their own set of pricing guidelines so there is not one best company that offers the lowest rates for term life insurance for everyone. That’s why comparing rates among several insurers may help you to find the most affordable plan.
Term Life Insurance Quotes
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No Exam Term Life Insurance Quote
Disclosure: Compensated Affiliate