How to Get Guaranteed Issue Life Insurance
for People over 75
Are You Over Age 75 and Need Life Insurance?
Today, there are several highly-rated life insurance carriers that offer life insurance for high risk people with health problems.
You can shop for coverage, compare plans and pricing online.
Although many insurance carriers do not insure people over age seventy-five with serious health issues due to the high risk of someone being insured and then not having a long-life expectancy, there are insurance policies called "Guaranteed Acceptance" life insurance that offer guaranteed approval for seniors who meet the age requirements.
Top Pick – Mutual of Omaha
Mutual of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $2,000 up to $25,000 of coverage. Rates start as low as $8.84 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.
If you are over 75 you may be in need of life insurance to help provide for your family, or maybe to plan for your future end of life final expenses.
It can be difficult finding the insurance you need if you are ill. Many lifer insurers may not want to insure someone with health issues, or the cost may be very expensive, well beyond your budget.
Guaranteed approval life insurance plans accept anyone for life insurance that meets the age requirements because they provide limited death benefits (graded benefits) the first 2 years you are insured. After that, you have 100% full coverage.
Why Should I Buy Life Insurance After Age 75?
Many seniors lover 75 buy life insurance coverage to help with the cost of their final expenses, including funeral and burial costs.
If you buy life insurance you can name yours spouse or children as beneficiaries of your life insurance policy.
Your beneficiary can use the money from your life insurance death benefit payout to pay for your burial, funeral, casket, memorial service and other final expenses. Or they may choose to use the money however they see fit. It’s up to them how they use the money from your life insurance policy.
Guaranteed Issue Life Insurance for Seniors over 75
There are several benefits to purchasing life insurance with guaranteed approval, including the following:
Benefits of No Exam Life Insurance for People over 75
With guaranteed acceptance no exam life insurance, you won’t have to deal with the hassle of a doctor’s visit, blood and/or urine testing, or the stress of waiting to find out if you are accepted for coverage.
Guaranteed Issue no exam policies make it quick and easy for you to get the life insurance protection you need without any delays or hassles.
You can start by requesting a free quote for each of your parents through United of Omaha, which is rated A+ Superior for financial strength by AM Best Company.
Your life insurance through United of Omaha comes with a 30-day risk-free, money-back guarantee.
Factors to Consider When Buying Life Insurance
for Seniors over Age 75
No matter what type of illness you have, if you meet the age requirements, you may purchase guaranteed acceptance life insurance.
Leading Illnesses for Seniors Over 75 in America
Top 10 Diseases of the Elderly Americans
Common Reasons Seniors Over 75 Are
Turned Down for Life Insurance
If you have parents over 75 years old, they may have already applied for life insurance and been turned down due to their health.
There are many common health reasons people over 75 are denied coverage, including:
Common Reasons To Purchase Life Insurance Over 75
Whole Life Guaranteed Approval Life Insurance Provides:
About Mutual of Omaha Life Insurance Company
Mutual of Omaha has been issuing life insurance policies in America since 1909.
Mutual of Omaha Life Insurance Company is rated "A+" (Superior) by A.M. Best Company for financial strength and ability to meet ongoing obligations to policyholders.
There is no better time than now to help secure the future for your loved ones.
Guaranteed Issue Life Insurance Quotes
Top Pick – Mutual of Omaha
Mutual of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $2,000 up to $25,000 of coverage. Rates start as low as $8.84 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.
The Benefits of Guaranteed Life Insurance for Seniors
Guaranteed Life Insurance for Seniors over 75
Life Insurance No Medical Exam or Questions
Guaranteed Life Insurance over 70 Years Old
Senior Care Plan from Senior Life
Disclosure: Compensated Affiliate