Death Insurance for Over 80
Are You Over 80 and Need Life Insurance?
If so, you’ve come to the right place. Today, it’s quicker and easier than ever before to get life insurance for people age 80 and over.
Nowadays, more and more people are searching for their life insurance on the internet with almost all life insurers offering coverage online.
In fact, there are even "Guaranteed Issue" policies available for seniors, which means you can’t be turned down due to any health problems you may have.
Whether your eighty or older, you can still find the coverage you need without the hassles of traditional life insurance policies of the past.
Today, you can request a free quote for affordable life insurance from a highly-rated insurance company right from the comfort of your home, any time of the day or night.
You don’t have to meet with an insurance agent, you don’t have to sit through a high-pressure sales pitch, and there is no obligation to buy a policy.
Today it’s quick and easy to get insured for life insurance that will provide the funds needed to cover the cost of your final expenses.
The death benefit from your life insurance policy can be used by your beneficiary for any purpose.
Even if you’re over 80, have health issues, or you have been turned down by other life insurance carriers, you can still get the insurance you need.
These plans are called "Guaranteed Issue" life insurance and they guarantee your approval for a policy, as long as you meet the age requirements.
Top Pick – Mutual of Omaha
Mutual of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $2,000 up to $25,000 of coverage. Rates start as low as $8.84 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.
- Your life insurance policy comes with a 30 day Risk-Free, Money-Back Guarantee
Over 80 Life Insurance Plans
If you’re over eighty years old and in need for life insurance, you may want to consider a guaranteed-issue plan.
In fact, there is a guaranteed issue life insurance plan available for people ages 45 to 85 that allows you to purchase from $2,000 up to $25,000 of guaranteed life insurance protection.
It’s called Mutual of Omaha final expense insurance and it’s easy to get. With Mutual of Omaha you just request a free quote and you can apply for your life insurance policy today.
If you are age 45 to 85 you cannot be turned down for coverage. And, there’s no health exam and no health questions asked.
Even if you have a pre-existing health condition or chronic health problem, you can get insured.
Mutual of Omaha Life is rated "A+" Superior by AM Best Company for financial strength, which means Mutual of Omaha is a financially secure life insurance company and considered Superior for its ability to meet its financial obligations and pay claims.
Your guaranteed issue life insurance plan comes with a 30-day money-back guarantee so you can get your money back if you are not satisfied with your life insurance policy.
It’s important to mention that guaranteed life insurance has a graded death benefit the first 2 years you are insured.
A graded death benefit means you have limited life insurance coverage for the first 2 years you are insured, then you have full coverage after the first two years.
That’s how the insurance company is able to accept everyone for life insurance, even if you have health issues.
Did You Know the Average Cost of a Funeral, Burial and Related Expenses is Around $7,848?
That’s according to a 2021 survey conducted on behalf of the National Association of Funeral Directors. When you consider the funeral, casket, headstone, burial plot, flowers, hearse, memorial service, it adds up quick.
And no one wants to leave their loved ones with the financial stress of coming up with thousands of dollars at the last minute, especially while they are mourning your loss.
That’s where death insurance, or life insurance (as it's also known), comes in handy.
Funeral expense life insurance plans can make sure your family members have the money needed to cover all of the costs associated with your passing, including your funeral and burial.
And, yes, there may be other costs you leave behind, such as, hospital bills and debt. The proceeds from a life insurance policy can be used to pay those off, too.
How Does Guaranteed Death Insurance Work?
It’s pretty straight-forward. You select an amount of insurance you need, request a free quote, and apply for your insurance policy.
How Much Does It Cost?
The cost of your death insurance will be based on your age, gender and the amount of insurance you need. Request a Free Quote.
What are the Age Requirements for Approval?
With guaranteed issue death insurance you are guaranteed acceptance for coverage if you are between 45 to 85 years of age. This applies to Mutual of Omaha plans.
Do I Have to Take a Doctor’s Exam?
No. There is no doctor exam required for a guaranteed-issue policy.
Do I Have to Answer Any Questions About My Health?
No. There are no health questions asked for a guaranteed policy.
What If I Change My Mind and Decide to Cancel?
If after you purchase your life insurance you decide you want to cancel your plan, just contact the insurance company.
With Mutual of Omaha they offer a 30-day free look period, which means you have 30 days to return your policy (cancel your coverage) and get a full refund of all premiums paid.
Can I Get Guaranteed Approval Life Insurance Coverage for My Spouse?
Absolutely. If your spouse is between the ages of 45-85, you can get life insurance with guaranteed approval for him (or her), too.
Will My Premiums Ever Increase?
No. The premiums you pay monthly (or annually) never increase for the life of your policy.
Will My Insurance Coverage Amount Ever Decrease?
No. The amount of life insurance provided will not decrease during the life of your policy.
What If My Health Changes After Buying a Policy?
That’s okay. If your heath changes, or gets worse, after you begin your life insurance, there is no change in your premiums.
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Disclosure: Compensated Affiliate