Review of Insurance Companies Offering Life Insurance with No Medical Exam

Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. 

JRC Insurance offers up to $2,000,000 of life insurance with no medical exam required.

You can get approval for your insurance policy in as little as 10 minutes to 2 days. JRC offers no exam life insurance for diabetics, too.

JRC offers some of the best rates on life insurance policies without any health exams required.

You can compare and choose from $25,000 to $2,000,000 of no exam life insurance coverage from several leading life insurance carriers through JRC Insurance Group. Get your free life insurance quote now.

Highly Recommended – Quility (Underwritten by SBLI)

Instant Issue Term Life Insurance is revolutionizing how people secure their future. With no medical exam required, you can apply online and get approved in as little as 5 minutes. 

This type of insurance, underwritten by SBLI, which has been rated A- Excellent for financial strength, allows you to buy up to $1,000,000 in coverage and start immediately. 

Established in 1907, SBLI has a long history of reliability. 

Applying is quick and easy — just click the link to start your application. Get covered fast and protect your loved ones without the wait. Coverage available for ages 18-65.

Qualified applicants can buy up to $1,000,000 of term life insurance that can be purchased online in as little as five minutes. No invasive telephone interviews or medical exams are required for an approval. 

This policy accepts substandard applicants so many health issues should be insurable including obesity, high cholesterol, well-controlled diabetes, skin cancer, and prostate cancer.

Highly Recommended – Globe Life Insurance

Get FREE Information On How $1* Can Buy Up To $100,000 Globe Life Insurance For Adults Or Children

• No Medical Exam – Simple Application.
• No Waiting Period. Buy Direct.
• Rates As Low As $3.49 Per Month.
• The Globe Life Family Of Companies Has Nearly 17 Million Policies In Force.
• No Phone Required. No Credit Required.
• The Globe Life Family Of Companies Has Over $224 Billion Of Coverage In Force.
• Globe Life Is Rated A (Excellent) By A.M. Best Company As Of August 2023.

Highly Recommended – Mutual of Omaha

Mutual of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $2,000 up to $25,000 of coverage. Rates start as low as $8.84 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.

• Your life insurance policy comes with a 30 day Risk-Free, Money-Back Guarantee

$500,000 Life Insurance Policy

Companies No Exam