How to Find a Cancer Life Insurance Company
Can I Get Life Insurance If I Have Cancer?
Yes, there are fully underwritten life insurance policies for people with cancer, as well as, guaranteed issue life insurance plans. The fully underwritten plans will require you to take a physical exam.
Whether you have cancer or you are a cancer survivor, you may purchase life insurance protection.
What Companies offer Life Insurance for People with Cancer?
There are several highly-rated insurance carriers offering life insurance for people with cancer including Mutual of Omaha, Gerber Life, and Vantis Life, among others.
Top Guaranteed Issue Cancer Life Insurance Companies
Top Pick – Mutual of Omaha
Mutual of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $2,000 up to $25,000 of coverage. Rates start as low as $8.84 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.
Highly Recommended – Gerber Life
Gerber Life offersguaranteed acceptance whole life insurance for peopleage 50 to 80. Choose from $3,000 up to $25,000 of coverage. There’s no medical exam and no health questions asked.You cannot be turned down. START HERE to get a FREE Quote.
Highly Recommended – Vantis Life
Vantis Life offers $5,00 to $20,000 of permanent life insurance with no medical examination required. There are no health questions asked. People age 50 to 80 cannot be turned down. Vantis is rated "A-" (Excellent) by AM Best for financial strength. Your premiums will never increase and your benefits will never decrease.
Do I Have to Take a Medical Exam?
No, guaranteed approval life insurance plans for people with cancer do no require the applicant to have a medical check-up.
What is Guaranteed Approval Life Insurance?
It’s life insurance you can purchase without taking any physical examination. There’s no health questions asked and you cannot be turned down due to any pre-existing health condition.
It’s a quick and easy way to people with cancer to get the life insurance coverage they need.
Pros of Cancer Life Insurance
Cons of Cancer Life Insurance
Graded Death Benefit Life Insurance is a type of life insurance policy that provides a limited amount of life insurance to begin with, and over time the amount of life insurance coverage will increase, wither gradually before leveling off, or sharply before it becomes level.
For instance, a graded benefit life insurance plan that is guaranteed issued, may provide no coverage the first two years you own the policy, other than a return of premiums you have paid plus interest, but once you have been insured by the policy for two years, you will have full coverage.
Guaranteed issue life insurance companies and plans offer you the option of buying life insurance coverage even if you may have been declined before by other insurers, or are finding it difficult to qualify for a life insurance policy.
Top 10 Most Common Forms of Cancer for Men and Women
in the United States
(Pancreatic cancer and Leukemia are also common forms of cancer.)
* American Cancer Society Facts & Figures Annual Report
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