What are the top 10 life insurance policies?
Are you looking to find the right type of life insurance policy that meets your family’s needs, and fits your budget?
To provide your loved ones with the financial security they’ll need after you’re gone?
If so, you might want to take a look at the different types of life insurance plans available before selecting the right coverage.
Top 10 Life Insurance Policies
Level Term Life Insurance – The most popular type of life insurance – provides level premiums and coverage amount for the duration of your term.
Term Life Insurance No Exam – Offers up to $1,000,000 of level term life insurance protection for a period of 10, 15, 20 or 30 years, without having to take any physical examination, just some health questions.
Decreasing Term Life Insurance – Provides level premiums while the amount of life insurance declines each year.
Return of Premium Term Life Insurance – Provides level term coverage with premiums that are much higher than regular level term, because if you outlive the term of your policy you will receive back most of the premiums you paid.
Annual Renewable Term Life Insurance – Costs less than other types of life insurance for the first year, and allows you to renew your policy but the rate increases each year based on your age.
Mortgage Life Insurance – Provides life insurance coverage to help your family pay off your outstanding mortgage loan if you pass away.
Child Life Insurance – Life insurance for your kids offers the option of building cash value over time and providing your kids the chance to buy additional coverage as an adult.
Guaranteed Acceptance Life Insurance – Offers high risk consumers the option of buying life insurance without any exam. Even if you have been turned down before, you may qualify, depending on your age.
Accidental Death Insurance – Offers you up to $1,000,000 of life insurance with no medical exam and no health questions, buy death claim payout is only for death resulting from an accident.
Burial Insurance – Offers up to $25,000 of life insurance with no health exam for people age 45 to 85.
Whole Life Insurance – Offers lifetime coverage with higher rates than term life, but builds cash value inside the policy over time.
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