Over 60 Life Insurance
Guide to Buying Life Insurance for People over 60
Are You In Search of Over 60 Life Insurance?
If so, you may be wondering where you can find the best life insurance plan, at the best price, to meet your needs and fit your budget.
Today, everyone is eligible for life insurance protection.
Regardless of your health conditions, tobacco usage, age or employment, there’s a life insurance policy for you.
You just fill out one form to get instant life insurance quotes for any budget.
You can request free quotes on life insurance that will save you time and money. You can compare the lowest prices from more than 40 of the top life insurance carriers, offering you affordable protection.
Get a Free Quote for Life Insurance
By comparing multiple quotes you may save up to 73% on your life insurance policy.
It’s quick, it takes less than 2 minutes. It’s easy, you just fill out one simple form.
There’s no obligation, if you decide you like your quotes you can request an application for coverage. Or, you can ask for more information. It’s that simple.
Tips for Buying Over 60 Life Insurance
- Compare Multiple Life Insurance Quotes – Rates may vary by up to 50% or more among insurance carriers.
- Payment Options – Compare quotes for payment options of monthly and annually. Paying premiums once per year may save you money.
- Term Options – Choose the term you need coverage for – 5, 10, 15, 20, 25 or 30 years.
- Financial Rating – Choose an Insurer rated "A" Excellent, or better, by A.M. Best Company for financial strength.
- Free Look Period – Life insurance companies provide a money back guarantee that may range from 10 to 30 days, or more. If you are not satisfied with your policy you may return it within this time period for a full refund of all premiums paid. Make sure to check on the duration of the free look period before buying your life insurance policy.
There are many reasons to consider taking out life insurance when you’re over age 60. For some, life insurance can help their family pay for the cost of a funeral and burial after they die, or help their loved ones pay off the mortgage loan on their home.
As you may expect, the older you are when you purchase your life insurance plan, the more you will pay for protection. Your age is a risk factor considered by the insurance company, because the older you are the shorter your life expectancy.
However, with advancements in healthcare and general standards in living, the typical lifespan for many people is well above the age of 60.
This means finding relatively affordable life insurance for people over 60 is possible.
Because of today’s higher life expectancy, your age won’t be the most important factor when you start comparing prices and applying for life insurance coverage.
However, your health, tobacco use, height-to-weight ratio, lifestyle, occupation, hobbies and driving record, will also be a consideration, among other factors that insurance carriers review when determining what they will charge you for your life insurance plan.
Life Insurance Quotes
Top Pick – JRC Insurance Group
JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote.
Highly Recommended – Globe Life Insurance
Get FREE Information On How $1* Can Buy Up To $100,000 Globe Life Insurance For Adults Or Children
- No Medical Exam – Simple Application.
- No Waiting Period. Buy Direct.
- Rates As Low As $3.49 Per Month.
- The Globe Life Family Of Companies Has Nearly 17 Million Policies In Force.
- No Phone Required. No Credit Required.
- The Globe Life Family Of Companies Has Over $224 Billion Of Coverage In Force.
- Globe Life Is Rated A (Excellent) By A.M. Best Company As Of August 2023.
Do You Need Life Insurance with Guaranteed Approval?
If so, you may want to request a free quote from Mutual of Omaha. If you are age 45 to 85 (50-75 in NY) you cannot be turned down for life insurance coverage due to any health problems if you choose to purchase guaranteed life insurance.
Highly Recommended – Mutual of Omaha
Mutual of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $2,000 up to $25,000 of coverage. Rates start as low as $8.84 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.
Can I Buy a Life Insurance Policy on My Adult Child?
Life Insurance for People Ages 50 to 85
Life Insurance for a 65 Year Old Male
Life Insurance for People over 60
Disclosure: Compensated Affiliate