Learn about No Med Exam Term Life Insurance
What is a no medical exam term life policy?
It’s a term life insurance policy that does not require you to take any physical exam in order to qualify for your life insurance policy.
Since it’s term life insurance it provides you with temporary life insurance for a certain period of time. Usually, you can choose from 10, 15, 20 or 30 years of coverage with term life.
How does no med exam term life work?
You request a free quote online by answering some questions, including a few health questions. Then you receive an instant quote for life insurance telling you how much it will cost for your life insurance policy.
Usually, you find out if you are approved for your life insurance with no medical exam the same day you apply.
It’s probably the quickest and easiest way to buy life insurance today.
And, each life insurance policy comes with a "Free Look" period, which acts like a money-back guarantee for 10-30 days depending on the insurance company and the state you live in.
Keep in mind, since there’s no medical exam, blood or urine tests, rates may be higher, because the insurer may accept some people who may not get accepted by other insurers requiring a full physical exam.
Top Pick – JRC Insurance Group
JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%.
JRC Insurance offers up to $2,000,000 of life insurance with no medical exam required.
You can get approval for your insurance policy in as little as 10 minutes to 2 days. JRC offers no exam life insurance for diabetics, too.
JRC offers some of the best rates on life insurance policies without any health exams required.
You can compare and choose from $25,000 to $2,000,000 of no exam life insurance coverage from several leading life insurance carriers through JRC Insurance Group.
Highly Recommended – Globe Life Insurance
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